Business Insurance

Protect the business you’ve worked so hard to build
A business takes years to build – but an accident or disaster could destroy it all in minutes. That’s why businesses should help protect themselves with a quality business insurance pack.

With the right cover in place, owners can run their business with confidence, knowing that their premises, stock, equipment and reputation are protected by insurance.

Who should consider it?
Business owners can benefit from taking out an affordable and comprehensive business insurance pack to help protect them against the main risks involved in running a business.

What can it cover?
Business insurance packs can offer general protection for a business, which may include cover against:

• Property damage
• Business interruption
• Theft
• Money
• Glass
• Public and Products Liability
• Transit
• Electronic equipment breakdown
• Machinery breakdown
• General property
• Tax audit
• Employee dishonesty

Business Pack Insurance
Business insurance policies are designed for the Small and Medium Enterprise and provide protection against a wide range of covers for your business under the one combined policy document.

Business policies for larger commercial businesses are tailored to an Industrial Special Risk policy, which is a broader form of insurance and is a more suitable form of indemnity for high value risks.

Product Disclosure Statement
A Product Disclosure Statement (PDS) is available for Business Pack Insurance and can be obtained from Palandri Insurances.
You should consider the PDS in deciding whether to acquire, or continue to hold, Business Pack insurance.

Speak to Palandri Insurances
Calculating the amount of cover you’ll need can be complex, so it’s important to seek advice to help you get it right.

Steadfast insurance brokers are part of the largest general insurance broker network in Australasia, with specialists who can help you with your home and contents insurance needs.