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Commercial Strata Insurance

Commercial Strata Insurance provides cover for commercial buildings under a strata title, ranging from retail shops through to multi tenanted industrial sites.

Sourcing Strata Insurance policies for commercial, industrial and mixed tenancy strata buildings can be difficult due to the varying business activities of the occupants.

Buildings or lots that are deemed to be hazardous by insurers, such as manufacturers that use chemicals or plastics, need to be marketed to insurers or underwriting agencies that are experts in multi-occupancy properties as they have the ability to underwrite properties with occupants of varying professions.

At Palandri Insurances, we have staff whose knowledge and experience enables them to assess and market your property to ensure you are comprehensively protected.

Below are some of the more common insurance policy features, however, the list is not exhaustive and some features may not be offered by certain insurers. Please refer to the insurer-specific policy wording for inclusions, exclusions, terms and conditions.

Residential Strata insurance consists of different policies covering a wide range of risks including:

  • Building and common contents
  • Loss of Rent
  • Catastrophe
  • Machinery breakdown
  • Electronic equipment
  • Voluntary workers accident only
  • Fidelity guarantee
  • Office Bearers liability
  • Legal liability

What can it cover?
Strata Insurance can cover the building and all common or shared property, and contents which belong to the owners’ corporation. The type of cover and its cost will depend on the kind of building, where it’s located and the amount of common property you share. It may include:

  • Car parks
  • Ceilings
  • Common areas
  • Floors
  • Lifts
  • Shared contents, such as lawnmowers and washing machines
  • Swimming pool

Product Disclosure Statement
A Product Disclosure Statement (PDS) is available for Commercial Strata Insurance and can be obtained from a Steadfast insurance broker.

You should consider the PDS in deciding whether to acquire, or continue to hold, Strata Insurance.

Speak to Palandri Insurances
A good insurance broker can make sure you get the right type and amount of cover. Steadfast insurance brokers are part of the largest insurance broker network in Australasia, with specialists who can help you with your strata insurance needs.



Health Insurance Information

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