Motor Fleet Insurance

A Commercial Motor Fleet Policy gives you the convenience of managing all your company’s vehicles under one policy. Whether you have fifteen vehicles or 500, you get only one renewal.

We can tailor not only your policy wording, but how your claims are managed, pricing and risk minimisation strategies; resulting in a solution customised to address your business needs.

Vehicles that can be covered under a commercial fleet policy include:

• The business owner’s personal cars
• Vehicles driven by senior management
• Fleet cars
• Heavy transport vehicles
• Mobile plant and equipment.
• Trucks, prime movers, tippers, dumpers, forklifts, loaders and earthmovers
• Buses
• Trailers
• Refrigerated goods carriers
• Delivery vans
• Tractors
• Agricultural machines

The benefits over and above a standard commercial motor policy can include:

• New vehicle replacement after total loss if the event occurs within two years of the date of the vehicle’s original registration
• Reasonable and necessary costs of towing or storing a vehicle when it cannot be driven
• Automatic additions and deletions. You have up to 30 days to provide us with full details of all acquired company vehicles.
• Legal liability up to $50 million
• Pollution cover up to $500,000,
• Employee personal property

Optional covers available for sedans, utilities, 4WDs & vans that do not have a 2-tonne carrying capacity:

• windscreen excess waiver
• rental vehicle following an accident
• protected no claims bonus

Product Disclosure Statement
A Product Disclosure Statement (PDS) is available for Motor Fleet Insurance and can be obtained from a Steadfast insurance broker.
You should consider the PDS in deciding whether to acquire, or continue to hold, Motor Fleet insurance.

Speak to Palandri Insurances
A good insurance broker can make sure you get the right type and amount of cover. Steadfast insurance brokers are part of the largest insurance broker network in Australasia, with specialists who can help you with your strata insurance needs.